Our Team

Flood and Peterson is employee owned, so we understand that an investment in our people is an investment in your future. At the heart of our success is a team of passionate, hard-working individuals committed to achieving your goals. Our knowledgeable professionals steward your business as if it were their own.

Flood and Peterson Leadership

Royal Lovell Chairman & CEO

Royal is Chairman & CEO of Flood and Peterson.  He is an owner and a member of the Board Directors.  Royal has over 15 years of experience in the insurance and bonding industries.  He has broad experience in regard to risk management, development of training programs, and surety company advocacy for large construction clients.  He has served in many leadership positions within Flood and Peterson including Chief Financial Officer, Chief Operating Officer, and most recently as Executive Vice President.

Royal received a Bachelor of Science Degree in Accounting from North Dakota State University.  He completed and maintains the Construction Risk and Insurance Specialist (CRIS) designation.  Royal also has an extensive financial background.

He is currently on the Board of Directors and serves as Treasurer of the Northern Colorado Medical Center Foundation, on the Finance Committee of the local Community Foundation, and serves on the Board of Directors of the Greeley Country Club.

Brett Kemp President

Brett Kemp is President for Flood and Peterson.  He is an owner and a member of the Board of Directors; he is also the leader of the Fort Collins office.   He has over 20 years of industry experience.  He has developed a keen understanding of the exposures that businesses face and has developed expertise in designing and implementing results-focused risk reduction plans to reduce costs and increase process efficiencies for his business clients.  Brett has over eight years experience interpreting government regulations and implementing training strategies while in the United States Air Force.

Brett received a Bachelor of Science Degree in Business Administration from the University of Wisconsin-Oshkosh.

Brett currently serves as the Board Chair for Partners Mentoring Youth for Larimer and Weld Counties.  He is a member of the Business Workforce Experience Advisory Committee for Thompson School District.  Brett is a graduate of the Leadership Fort Collins and Leadership Northern Colorado.

Rusty Lear Executive Vice President

Rusty is an Executive Vice President for Flood and Peterson.  He is an owner and a member of the Board of Directors.  Rusty is also the Director of Flood and Peterson’s Surety Division; he is responsible for adherence to best practices in representing our construction clients and surety partners.

Rusty has 28 years of experience in the construction surety industry, including 19 years in various management and surety underwriting positions in multiple locations with a top 5 national surety company. He has extensive experience in strategic planning with respect to construction and business risk, and surety program development.

Rusty received a Bachelor of Science Degree in Business Science and Finance from Kansas State University.

Rusty is a past Board of Director of AGC/Colorado, and past President of AGC/Colorado Associate Council Board. He also is a past board member and officer of Professionals for Colorado Construction Council. He is active and serves in leadership positions for various non-profits in the Denver metro area.